You Need A Budget

by Jesse Mecham
You Need A Budget cover
Good Books rating 4.23
Business and Economics
Technical
  • ID: 4953
  • Added: 2025-10-22
  • Updated: 2025-10-22
  • ISBN: 9780062567604
  • Publisher: HarperCollins
  • Published: 2017-12-26
  • Reviews: 3

You Need a Budget offers a revolutionary approach to personal finance, guiding readers to a life free from financial stress. Jesse Mecham's method, based on four simple rules, empowers individuals to manage their money intentionally and effectively. By giving every dollar a job, embracing true expenses, rolling with life's changes, and aging your money, readers can achieve financial stability and focus on what truly matters to them. This book is more than just a guide to budgeting; it's a tool for transforming your relationship with money. Mecham's practical advice and real-life examples make complex financial concepts accessible and actionable. Whether you're looking to get out of debt, save for the future, or simply gain control over your finances, You Need a Budget provides the strategies and mindset shifts needed to succeed.

Reviews
Literary Quicksand · 2018-01-25
brilliant 4.50

The author has created a brilliant model for managing finances. The book is easy to follow and offers a clear approach to budgeting.

The reviewer was impressed by the practical advice and motivational aspects of the book. They found the author's model to be more enjoyable and effective than traditional spreadsheets. The book provides a clear, four-step approach to budgeting, making it accessible and useful for anyone looking to manage their finances better. The reviewer appreciates the non-preachy tone and the focus on managing money rather than dictating spending habits.

Quick quotes

    Jesse Mecham, the author of YNAB, has established a brilliant model that I think I'll enjoy much more than a spreadsheet.

    The book is easy to follow, with a clearly delineated 4-step approach to budgeting.

    Whether you use a program, app or just pen and paper, this system can help you take control of your finances.

Six Figures Under · 2018-01-10
comprehensive 4.20

The book delves into the priorities that drive budgeting and includes a chapter on budgeting as a couple. It offers a comprehensive approach to financial management.

The reviewer appreciated the book's in-depth exploration of the priorities that influence budgeting decisions. The inclusion of a chapter dedicated to budgeting as a couple was particularly noteworthy, as it addresses a common challenge many people face. The book provides a holistic approach to financial management, making it a valuable resource for individuals and couples alike. The practical advice and motivational insights make it a useful tool for anyone looking to improve their financial habits.

Quick quotes

    The book goes deeper into the priorities that drive your budgeting in the first place.

    This includes a whole chapter about budgeting as a couple, which is a great addition.

    Whether you're single or coupled up, this book offers practical advice and motivational insights.

Smart Money Mamas · 2018-01-08
empowering 4.00

This book is ideal for anyone who has struggled with budgeting. It challenges the notion that budgeting is rigid and suffocating.

The reviewer found the book to be a game-changer for those who have previously failed at budgeting. It effectively shifts the perspective on budgeting from being restrictive to being empowering. The book emphasizes the importance of setting priorities and understanding the underlying motivations for spending. This approach makes budgeting more manageable and less daunting, providing practical advice that can be applied to everyday life.

Quick quotes

    This book is for anyone who has ever tried to budget and failed.

    If you think budgeting is rigid and suffocating, this book will change your perspective.

    The book goes deeper into the priorities that drive your budgeting in the first place.

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